The information provided by Universal International (“we,” “us” or “our”) on www.uidistribution.com is for general informational purposes only. We take reasonable steps to ensure that all information on the Site is accurate, reliable and up-to-date, but we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.

Under no circumstances shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk.

We reserve the right to modify, update, or remove any information on the Site at any time and without prior notice. We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or other harmful components, and we will not be liable for any damages arising from the use of the Site or inability to access the Site.

You acknowledge and agree that the information on the Site is not intended to be a substitute for professional advice, and that you should consult a qualified professional for advice on your specific circumstances. We make no representations or warranties regarding the suitability or accuracy of any advice or information provided on the Site, and we will not be liable for any damages arising from reliance on such advice or information.

By using the Site, you agree to indemnify and hold us harmless from any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms of Use.

This disclaimer shall be governed by and construed in accordance with the laws of the jurisdiction in which Universal International operates, without regard to conflicts of law principles. Any dispute arising out of or in connection with this disclaimer shall be resolved through arbitration in accordance with the rules of the American Arbitration Association, and the award of the arbitrator(s) shall be binding and final.